Personal Insurance from Two12 Insurance

While it’s true that in many cases policyholders do not have a choice but to carry insurance, it should be seen as something more than just coverage you’re required to have by the state or your lender. In most cases, people don’t realize the value of having insurance until they need to use it. Even then, depending on the policy and carrier you choose, a claim can make you grateful for the coverage you have or regretful that you didn’t work with someone with the experience and knowledge to ensure you are properly covered in the event of a loss.

To learn more about the different types of personal insurance we offer at Two12 Insurance, read the items below. If you have questions or would like a quote, do not hesitate to contact us via our online form or give us a call.

Auto Insurance

Auto Insurance

In Michigan, auto insurance is a bit of a sore subject. A major part of the reason for that is a lack of understanding of required and elective coverages on auto insurance policies. At Two12, we are experts at ensuring you are adequately covered while also giving you the best rate by identifying the right carrier and discounts that apply to you. Like homeowners insurance, auto insurance is not one-size-fits-all and should be tailored to your individual needs by someone who has taken the time to find out what those needs are.

Boat & RV Insurance

Boat & RV Insurance

Spend your summer days enjoying the great lakes or one of the many inland lakes Michigan has to offer. not worrying about financial loss if damage occurs to your boat, personal watercraft, or RV. Have peace of mind, knowing that you have protection for your investment wherever you use it or store it (even in the winter). Two12 will work to find you the best available insurance coverage at a rate that works for you. We understand the Michigan outdoor lifestyle and have partnered with many insurance carriers so we can easily customize policies to fit your individual needs.

Homeowner's Insurance

Homeowners Insurance

Contemplating the possibility of losing anything (or even everything) you have to unforeseen circumstances is not something any homeowner wants to do, which is why Two12 works with the best homeowners insurance carriers in the world to provide the assurance you need. By offering a number of discounts, we also work with you to make sure you’re getting the best rate while still getting the right coverage for your needs. Homeowners insurance policies are not one-size-fits-all, so make sure you’re with an agency with the experience and care needed to make sure you’re properly insured. At Two12, we also carry mobile home and rental property insurance.

Life Insurance

Life Insurance

No one wants to leave their loved ones burdened financially after they pass, but more than that, life insurance can be a way to build financial security for your family’s future while you’re still alive. Whether your primary motivation is making sure your spouse can still make mortgage payments if something were to happen to you, planning for long term care, or creating an investment portfolio, Two12 Insurance has what you need. It’s important to also keep in mind, generally the younger you are when you sign up for life insurance, the lower your payments will be, so get started today!

Renter's Insurance

Renters Insurance

Even if you’re not a homeowner, it’s important for you to have coverage for your personal belongings as well as liability coverage in case someone gets hurt while they’re in your home. In fact, many apartment buildings require you to carry a certain amount of liability coverage, however, don’t just go with what they recommend as they’re only worried about liability and not your personal property. At Two12, we will make sure you meet liability requirements while also ensuring your belongings are properly protected.

Homeowners Insurance Discounts: Multi-Policy, Non-Smoker, Senior Citizen, New Home, Home Alarm Systems, Claims Free, Groups, and more.

Auto Insurance Discounts: Multi-Car, Multi-Policy, Insurance Score, Claims Free, Accident Free, Violation Free, Good Students, Low Mileage, Groups, and more.

Ready to get started? Call us today at (269) 330-8269