Being proactive is our approach to insurance, we are changing the way people are buying insurance. For both our personal insurance and commercial clients, a shift in the paradigm, if you will. In the past, clients typically asked to just cover their belongings or business and were met with an insurance policy providing a coverage for a premium.
At Two12, our proactive solution instead works with clients to discover what we can do together to reduce the total cost of risk associated with their insurance program. This allows our clients to become the one selling insurance to the insurance carriers and allowing our agency to advise our clients which policy fits their needs best. Price is not always the deciding factor when selecting the best program, the best programs are those with the best coverages and the richest endorsements. Once the best program is selected, we can look at the value of the policy versus the premium and together decide which policy fits our clients’ needs.